Category: Новости
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Ai, the stock market and a coming U.s.. Economic boom: why disruption fuels growth
Why AI Won’t Devour the Stock Market – And Why the U.S. Economy May Be on the Verge of a Boom The opening days of February delivered exactly what investors dread and secretly crave at the same time: drama. A fresh wave of excitement around artificial intelligence sent shockwaves through the market, wiping out hundreds…
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Forgivable loan bonus with no withholding: how it’s taxed and what it means
Received a “bonus” as a forgivable loan with no tax withholding: what does it really mean? What you’ve been given is not a traditional cash bonus. It’s a forgivable promissory note – essentially a loan that will be erased if you meet certain conditions, usually staying with the company for a set number of years….
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Are we heading for a recession and what it means for your family budget
Where We Are in 2026: Are We Really Heading for a Recession? When people ask if we’re heading for a recession in 2026, they’re really asking whether job security, wages and prices are about to turn against households again. Economists watch indicators like yield curve inversions, slowing GDP growth and rising household debt service ratios,…
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Refinance car or fund all-on-4 first: how to choose the smarter move
What’s the smartest first move: refinance the car or finance major dental work? I’m in a situation that a lot of people quietly end up in. For years, I put my family first: raising kids, helping with college, lending money when someone needed it. While all that was happening, my own needs slipped to the…
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Excel financial modeling guide and weekly finance questions – moronic monday
Moronic Monday – February 09, 2026 Your Weekly Finance Questions & Excel Modeling Guide Every week is an opportunity to clarify doubts, sharpen your skills, and move one step closer to confidence in finance. This is a space dedicated to questions about finance careers, homework problems, and the broader world of financial analysis and modeling….
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Struggling to get approved for a U.s.. Credit card?. Reasons you’re denied and fixes
Struggling to Get Approved for a Regular Credit Card in the U.S.? Here’s What’s Going On Moving from another country and trying to build credit in the United States can be frustrating, especially when you’re doing everything “right” and still getting denied. If you’ve already managed to get one or two cards but keep getting…
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How the latest interest rate changes impact your loans, savings and kids future
Why interest rate moves suddenly feel so personal When центробанки двигают ставку на доли процента, кажется, что это абстрактная новость для людей в костюмах. На практике даже 0,25–0,5 процентного пункта способны за пару лет «съесть» отпуск, ремонт или часть накоплений на колледж. Проценты схожи с температурой тела: небольшие отклонения долго почти незаметны, но со временем…
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Inflation and affordability: will everything eventually become unaffordable?
Inflation: Will Everything Eventually Become Unaffordable? At first glance, inflation sounds terrifying: if prices keep rising year after year, doesn’t that mean that one day everything will be so expensive that no one can afford anything? Fortunately, that’s not how modern economies are designed to work. Prices rise, yes, but so do wages, productivity, and…
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Deferred interest line of credit shock: can you negotiate with your bank?
Deferred interest line of credit blew up – can you negotiate with the bank? Taking on a line of credit for home improvements can seem straightforward, especially when the offer comes with a “no interest if paid in full by X date” promotion. The shock comes later, when a single missed detail triggers a huge…
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Ray dalio on why gold remains the safest money despite historic crashes
Ray Dalio, one of the most influential hedge fund managers of the last few decades and founder of Bridgewater Associates, continues to stand by a thesis that many investors periodically question: gold remains one of the “safest forms of money,” even after sharp price collapses and periods of extreme volatility. His stance may sound counterintuitive…