Category: Новости

Cash in the constitution: why Switzerland’s vote matters far beyond its borders Switzerland has taken an unusual step that is resonating well beyond its own borders: it is moving to anchor the right to use cash directly in its constitution. In an era when contactless cards, mobile wallets, and digital currencies dominate the conversation, this…

My car was repossessed at 23 – here’s how I’m trying to figure out my next financial move and what I’ve learned digging into the options. I’m 23, and a few days ago my car was taken back by the lender after I fell behind on payments. It was my only vehicle and my daily…

BlackRock curbs withdrawals as private credit faces a stress test BlackRock has moved to restrict investor withdrawals from one of its private credit funds after a surge in redemption requests, highlighting growing strains in a corner of the market that has boomed in the era of low interest rates. The fund, which provides loans to…

How much of your “disposable” income is actually disposable? For most people, the number on paper and the money that feels genuinely free to spend are very different things. You can be debt‑free, on track for retirement, and still feel like only a tiny slice of your cash is truly guilt‑free “fun money.” Imagine this…

Teaching kids about money works best as a simple, age-by-age sequence: name and play with money in preschool, introduce saving and tiny budgets in early primary, add earning and goals in upper primary, then move into apps, banking, and credit in the teen years. Short, regular, real-life activities beat long lectures. Core principles for teaching…

BlackRock Limits Investor Withdrawals From $26 Billion Lending Fund After Spike in Redemption Requests BlackRock has restricted how much money investors can pull out of one of its large lending-focused funds after a sharp rise in withdrawal requests, drawing fresh attention to the risks of investing in less liquid credit products. The fund, which manages…

Best Savings Accounts for Short‑Term Savings and Flexible Goals Choosing where to keep cash you’ll need “soonish” is trickier than it looks. You want a place that’s safe, earns a solid interest rate, and lets you access the money whenever your plans firm up. A well-chosen savings account can do exactly that-if you know what…

Iran War Turbocharges De‑Dollarization: Why the US Now Bleeds $1 Billion a Day The latest escalation involving Iran is doing more than reshaping military alliances and energy routes. It is accelerating a financial shift that many in Washington have long feared: the steady move away from the US dollar as the world’s dominant currency. At…

The Guilt of Spending: Finding a Healthy Balance Between Saving and Enjoying Your Money Feeling guilty every time you spend money-even when you can afford it-is more common than people like to admit. You stick to a disciplined savings plan, you know about compound interest, you have clear long‑term goals… and yet, when there’s money…