Category: Новости
-
How to create a savings timeline for major life events and reach your goals
Why a Savings Timeline Matters More in 2025 Than Ever A century ago, “major life events” meant a few predictable milestones: marriage, kids, maybe buying a modest home, and then retirement at 65 with a pension. People saved in physical cash, relied on company pensions, and rarely used formal financial planning for major life events….
-
How to create a family mission statement with financial goals that truly guide you
Most families talk about values — “we care about education”, “we want more time together” — but money conversations often stay vague or tense. A family mission statement with clear financial goals connects the two: your values stop being slogans and start guiding every ruble or dollar you spend. Below is a practical, conversational guide…
-
Smart ways to use windfalls to build wealth and secure your financial future
Historical backdrop: from sudden riches to structured decisions If you look back a few centuries, windfalls were mostly tied to land, dowries, and inheritances in agrarian societies. A “big check out of nowhere” simply didn’t exist for the average person. That changed with the spread of life insurance in the late XIX–XX centuries and, later,…
-
Smart money moves for car owners on a budget to cut costs and save more
Why Smart Money Moves Matter More Than Ever Авто сегодня — не роскошь, а инструмент выживания. Но в 2025 году владеть машиной стало дороже: страховка подросла, запчасти скачут в цене, топливо то дешевеет, то снова бьёт по кошельку. Если игнорировать финансы, машина превращается в чёрную дыру. Зато вдумчивый подход к расходам позволяет реально save money…
-
Financial literacy for real estate investors: key concepts and strategies
Financial literacy is the hidden engine behind every stable real estate portfolio. Properties, locations and renovations matter, but without a solid grasp of numbers, risk and cash flow mechanics, even a promising deal quickly turns into an expensive lesson. Many investors focus on hunting “the next hot deal” and skip the boring part — financial…
-
Grow your savings with a tuition-assistance plan and secure your education costs
Why Tuition-Assistance Is One of the Easiest Ways to Grow Your Savings If you’re trying to save more money without completely blowing up your monthly budget, using a tuition-assistance plan is one of the most underrated tools out there. Instead of paying out of pocket for college or professional courses, you can shift a big…
-
Financial literacy for construction workers: practical money management tips
Why financial literacy hits different in construction Financial literacy for construction workers isn’t a buzzword from some corporate seminar; it’s about whether you can handle three ugly realities of the trade: irregular income, high injury risk, и early burnout. A site can shut down with one email from the GC, overtime can vanish in a…
-
Managing financial infidelity: a practical guide to rebuilding money trust
Why financial infidelity hurts more than “just money” Financial infidelity — скрытые кредиты, тайные счета, покупки “из-под полы” — бьёт не по кошельку, а по ощущению безопасности. Деньги в отношениях всегда были больше, чем цифры: это про власть, свободу и доверие. Представь, что партнёр годами уверяет, что у вас всё под контролем, а потом выясняется,…
-
How to refinance and lower your mortgage payment to save money every month
Why refinancing is back in the spotlight in 2025 In 2025, refinancing looks very different from what it did even a few years ago. Rates are no longer at historic lows, but they’re also not at the peak levels we saw in the early‑2020s. Lenders are competing hard for fewer borrowers, digital platforms are faster…
-
Raising financially responsible kids in a frugal world: practical parenting guide
Context: Why Frugality Matters for Modern Kids In a мире изобилия подписок, микротранзакций и мгновенных покупок разговор о деньгах с детьми уже не сводится к словам «копи и не трать». Если вы хотите реально teach kids about money management, нужно объяснять не только экономию, но и стоимость времени, риск, отложенное потребление. Фругалити здесь — не…