Category: Новости

Explain what money is, answer questions honestly, and keep the tone calm and curious. Start early with everyday examples, use simple language, and avoid shaming words. Turn daily life into short, safe money lessons. Focus on choices, values, and problem‑solving together instead of blaming, judging, or fixing everything for your child. Core Principles for Calm…

Predicting the Next Financial Crash Is Getting Harder as Private Markets Go Dark For decades, regulators, economists, and investors relied on a relatively transparent public market system to gauge the health of the global economy. Stock exchanges, bond markets, and listed companies produced a steady stream of data: prices, volumes, balance sheets, earnings reports. Together,…

What platforms do you actually need to stay on top of markets and economic forecasts — without drowning in noise? There’s an endless stream of market “insights” everywhere: financial news portals, social media hot takes, endless video content, and self-proclaimed gurus predicting the next crash or rally. The result is information fatigue: plenty of opinions,…

Smart Budget Strategy on a Starter Salary: Is a 70/30 Split a Good Idea? At 21, starting out in transport management with a monthly income of 1300 USD, you’re already doing something a lot of people don’t: actively thinking about how to manage your money. That alone puts you in a strong position. The challenge…

How to Calculate How Much You’ve Paid in Taxes (GST, Property, Water, Income, PF and More) Understanding how much of your money actually goes to taxes can be confusing, especially when payments are scattered across different bills, payslips and annual returns. Yet with a bit of organisation you can get a surprisingly accurate picture of…

Underwater mortgage with co‑signer and renewal approaching: what now? I bought a house in 2022 with a co‑signer. Looking back, that decision – and the purchase itself – was a major financial mistake for me. I’m not trying to dodge responsibility: I understand these are consequences of my own choices, and I’m actively trying to…

America Is Borrowing $43.5 Billion a Week: How to Understand It with Excel and Financial Modeling America’s fiscal position is deteriorating at a pace that is hard to grasp without numbers in front of you. In the first four months of the current fiscal year, the US borrowed roughly $43.5 billion every week. If this…

“Straight life” and “whole life” are usually just two names for the same type of permanent life insurance. In most traditional insurance language, a *straight life* policy is a form of *whole life* insurance where you pay fixed premiums for your entire life (or to a certain age, like 100), and the coverage stays in…

Why AI Won’t Devour the Stock Market – And Why the U.S. Economy May Be on the Verge of a Boom The opening days of February delivered exactly what investors dread and secretly crave at the same time: drama. A fresh wave of excitement around artificial intelligence sent shockwaves through the market, wiping out hundreds…

Received a “bonus” as a forgivable loan with no tax withholding: what does it really mean? What you’ve been given is not a traditional cash bonus. It’s a forgivable promissory note – essentially a loan that will be erased if you meet certain conditions, usually staying with the company for a set number of years.…