Category: Новости

If your 12‑year‑old is already talking about saving and investing, that’s a huge opportunity. At this age, the main goals are: 1. Keep her money safe and accessible for short‑term needs. 2. Introduce real investing so she can see how money grows over years, not weeks. 3. Teach habits and systems, not just open “an…

This weekly thread is your dedicated space to ask anything related to finance: career paths, academic questions, homework problems, technical concepts, or general questions about how the financial world works. If it touches finance in some way, it’s welcome here. The goal is to create a supportive environment where you can learn, clarify doubts, and…

Savings vs. Debt: How to Decide What Comes First You’re in a situation many people eventually face: you’ve built up a solid savings cushion, but you’re also carrying high-interest credit card debt. On one side, you value the security of your savings. On the other, you’re watching interest charges eat away at your money every…

Help deciding whether to keep the car or upgrade is really a question about priorities, not vehicles. Right now, your situation is actually very strong for 24: you have a stable job, zero debt, and around £20,000 already saved for a house deposit, with plans to add another £5,000 in the short term. That gives…

The enduring mistrust between cultural and commercial elites has quietly hollowed out both worlds – and goes a long way toward explaining why serious, nuanced fiction about business remains so startlingly rare. On one side stand the custodians of culture: novelists, critics, academics, artists, editors. Many of them still inherit a 19th‑ and 20th‑century reflex:…

Clear the debt now or stick to monthly payments? A practical breakdown You’re on £13.81 an hour, working 7.6 hours per shift, four shifts a week. By the end of June you expect to earn about £1,604.05. Your upcoming July expenses are roughly £1,443.15, and that figure already includes £218 for your existing debt payment.…

Investing for an 18‑Year‑Old Nephew: How I’m Trying to Set Him Up for Life My nephew just turned 18, and I don’t want him to repeat the financial mistakes most people in my family made. Almost no one around us invests or thinks about long‑term wealth, but I’ve seen firsthand how powerful time in the…

Travel or buy a home? At 26, with strong incomes, healthy savings and no debt, you’re in an enviable position – and that’s precisely why the decision feels so heavy. You don’t want to “mess it up” by choosing the wrong path. The good news: there isn’t just one right answer. But there *is* a…

When my partner (29F) and I (30M) talk about our future together, long-term plans like marriage, kids, and buying a home always come with an extra layer of complexity: her mother. Her mom is disabled, in her early 60s, and – whether we like it or not – heavily dependent on us both emotionally and…

Should you throw extra cash at your mortgage or invest it instead? When you’re already doing most things “right” with your money, this question stops being about fixing mistakes and turns into optimizing a strong position. That’s exactly where you and your wife are. Here’s your current setup, in plain terms: – Both of you…